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I am officially a home OWE-er

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  • #16
    Ha. We earn every penny. Don't worry. Been with my gf the better part of 5 years.



    I am "America's Poster"... http://www.nfldraftcountdown.com/for...9&postcount=25

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    • #17
      my wife and I bought our house about three months ago...it's a very nice 3 bedrooms 2 baths house...got for a good price...but yea, we'll be in debt pretty much the next 30 years...but we both have good jobs and make good money...

      you'll enjoy owning your own home, being able to change things, being able to knock things down...if you so choose...

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      • #18
        thats pretty sweet man, congrats
        you've always lived in MD?


        Go Ravens!

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        • #19
          Great news, congrats buddy.

          Thanks BoneKrusher^

          http://youtube.com/watch?v=6_j52DziMy4 (the man)
          http://youtube.com/watch?v=2g6S3Anto7c
          KO KNOWS

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          • #20
            Originally posted by jkpigskin View Post
            thats pretty sweet man, congrats
            you've always lived in MD?
            Grew up outside Philly. Came down in 98 to attend GW. Stayed to work after graduation, living in NW DC. Moved to Arlington in 2004. Alexandria in 2006. Silver Spring is upcoming.



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            • #21
              House Party! I'll be working on my Kid-N-Play dance moves.

              Beastly sig by BoneKrusher

              Super Bowl XLIV Champions
              WHO DAT!

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              • #22
                Originally posted by bsaza2358 View Post
                Ha. We earn every penny. Don't worry. Been with my gf the better part of 5 years.
                Yeah the porn business is difficult but I hear it's worth it. You doing in-home? Like that Heather Brooke did?

                Just playing man, kudos to you, hopefully a huge step for the rest of your life.
                I remember: Sean Taylor

                Bosanac01

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                • #23
                  I suggest buying a strippers pole to have installed.

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                  • #24
                    Congrats on getting a house.
                    "The liberator who destroys my property, is fighting to save my spirit. The teacher who clears all possessions from my path will set me free."-Tyler Durden

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                    • #25
                      Originally posted by bsaza2358 View Post
                      If I'm not mistaken, you're a military man, so it probably doesn't make that much sense. Your best bet is to save as much as you can, so you can put a big down payment on your house in the future. Real estate prices in the DC area are disgustingly high. My gf and I make easily over $150k together, and we could only reasonably afford this condo. Our hope is to hold this property for the time being, then sell it when the real estate market recovers at a significant profit. We're close to the metro, DC, and major highways, and the building has a pool and gym on site. We're also working with Verizon to bring in Fios. Fios apparently adds 1-2% of value to homes these days. That will be awesome.
                      Good luck with that. From the looks of the market now you will be holding onto it for awhile. If you want a house Houston is the place to be. Its one of the cheapest cost of living in the nation. No zoning laws help a lot too.

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                      • #26
                        The DC market is different than most others because DC has lower unemployment than any other big city in America. Between the city governments, federal government, military, huge nonprofit industry, plus private industry, people make solid money and can get new jobs more easily. Plus, with congress changing every 2 years and the executive branch always in flux, there is a decent amount of turnover in the area. People come and go a lot, which means the market stays decently active. Right now, it's in a downswing with a lot of capacity, but after the new President and Congress comes in, I expect things to pick up. We'll probably hold for a bit because we got a great first time homebuyer rate, and we have to recover from the outlay of the down payment, etc.



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                        • #27
                          congrats man. homeowning is fun stuff.

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                          • #28
                            Originally posted by bsaza2358 View Post
                            If I'm not mistaken, you're a military man, so it probably doesn't make that much sense. Your best bet is to save as much as you can, so you can put a big down payment on your house in the future. Real estate prices in the DC area are disgustingly high. My gf and I make easily over $150k together, and we could only reasonably afford this condo. Our hope is to hold this property for the time being, then sell it when the real estate market recovers at a significant profit. We're close to the metro, DC, and major highways, and the building has a pool and gym on site. We're also working with Verizon to bring in Fios. Fios apparently adds 1-2% of value to homes these days. That will be awesome.
                            First off congratulations. Sounds like you have a plan with the house.

                            You are correct, the cost of owning a home is ridiculous right now. Like SuperKevin said, rent in my opinion is pissing away money. You get nothing in return for it. At least paying towards a mortgage is an invesment, and you hope eventually the market will turn and you can profit somewhat on your investment when you want to move into something bigger. At this point in my life, just turned 24, I hate the fact that I live with my parents. But as a single guy working in NJ, where houses are through the roof, it is nearly impossible to own anything on my salary alone. And like I said, I don't want to fall into the rent trap, especially in this area as rent is through the roof as well. Along with getting down from current 231lbs to around 200, my other New Years resolution is to really stock away the money. I've been saving for a down payment for a while, but I should be saving a lot more than I am especially with not having to pay rent right now, although I do help my parents out a bit since I'm still living in their home.

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                            • #29
                              I'm not sure how much fun it will really be. We have some more stuff to do still. Have to do our final walkthrough (we wanted them to fix a lot of stuff. need to make sure they did), plus there's the actual closing in about 2 weeks. In the meantime, we're in the process of purchasing blinds/shades for our windows (we have a ton of window space) and plotting closet design. We also have to consolidate furniture from 2 1 BR apartments to 1 2BR place. LOVELY!!!!



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                              • #30
                                Originally posted by Jughead10 View Post
                                First off congratulations. Sounds like you have a plan with the house.

                                You are correct, the cost of owning a home is ridiculous right now. Like SuperKevin said, rent in my opinion is pissing away money. You get nothing in return for it. At least paying towards a mortgage is an invesment, and you hope eventually the market will turn and you can profit somewhat on your investment when you want to move into something bigger. At this point in my life, just turned 24, I hate the fact that I live with my parents. But as a single guy working in NJ, where houses are through the roof, it is nearly impossible to own anything on my salary alone. And like I said, I don't want to fall into the rent trap, especially in this area as rent is through the roof as well. Along with getting down from current 231lbs to around 200, my other New Years resolution is to really stock away the money. I've been saving for a down payment for a while, but I should be saving a lot more than I am especially with not having to pay rent right now, although I do help my parents out a bit since I'm still living in their home.
                                One of my best friends' girlfriends' sister and brother live in separate units in a nice condo building in Fort Lee that seems to be relatively affordable. I think they got pretty spacious units with balconies for the mid-$300's. That is doable for many people, but they're dual income households. The brother is the chief analyst for a hedge fund and has 3 graduate degrees, so I think he pays the mortgage by himself. I can get you the address of that place if you PM me. I was also led to believe that certain projects in Brooklyn and Queens can be had for a reasonable price. Of course, reasonable in NY is probably sickening. haha.



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